Application: Part A & Credit Report Request Form


  • You own and operate a legal business in rural N.C. or plan to do so.
  • You are at least 18 years of age.
  • Your credit shows a successful repayment history. We use a credit score of 575 as a guideline, but there is not a required minimum.
  • You do not have any active judgments, foreclosures, or federal obligations in default.


  • We offer loan amounts of up to $20,000 for startup businesses—less than one year of revenue—and up to
    $50,000 for existing businesses.
  • We offer a combination of business planning and technical assistance personalized to you. 
  • We give a special emphasis to serving rural, low-income, female, and minority borrowers.
  • Loan decisions are typically made within 15 days of receiving the full application and loans are funded within 30 days.

Personal Information

Full Legal Name:
Is there a co-applicant? *
Note: Anyone with 20% or more ownership MUST be a co-applicant. Co-applicants must fill out and submit a seperate pre-application. 
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